The last time we saw significant falls in house prices was way back in the early stages of the pandemic in 2020.  However, Cory Bannister, Chief Lending Officer at La Trobe Financial notes “the cyclical nature of the Australian property market means there will be plenty of opportunities for SMSF investors, who are largely insulated from any broader property price falls”. 

Bannister lists several reasons for this, including that SMSFs: 

• do not typically prefer high end property where the biggest dips have been;
• rental returns are sky-rocketing due to record low vacancy rates;
• are less affected by inflation because mortgage repayments aren’t made from take-home pay; 
• are, by definition, a long-term retirement investment; and
• are not limited to residential investments which include owner-occupancy rules.

Discover more from the 2022 SMSF Awards’ ‘Best SMSF Lender’^. Get in touch with your La Trobe Financial BDM to learn more. 

La Trobe Financial Services Pty Limited ACN 006 479 527 Australian Credit Licence 392385. 

^To view La Trobe Financial’s Awards and Ratings, please visit the Awards and Ratings page on their website.