CommInsure's general manager, retail advice, Tim Browne said the changes apply to Total Care Plan Super, which includes life cover, total permanent disability cover, income care super and accidental death cover.

“The inclusion of this new service demonstrates our focus on the customer, ensuring comprehensive insurance is attainable for all Australians – particularly for those watching their back pocket,” Mr Browne said.

“When paid with super money, Total Care Plan Super is a tax-efficient insurance cover option which also offers an annual renewal rebate of up to 15 per cent from the first policy anniversary,” he said.

The rebate is for any policy paid with rollover money, regardless of from which fund rollovers are received, Mr Brown added.