In this bonus episode, Stuart Robert MP chats to editor of Mortgages Annie Kane about the property downturn, the economy, and his concerns with increasing building costs.

He also discusses how technology might shape the future of financial services and financial advice and some of the big questions that will need to be addressed.

Reflecting on the education reforms for advisers, Stuart Robert explains where some of the issues with the current regulations stem from and why there needs to be a more unified voice for the advice industry.